Disclaimer & Disclosures
Straight answers about what we do, what we do not do, and what to expect. Please read these before you submit a request.
American Cash Relief believes you make better decisions when nothing is hidden. The disclosures below spell out exactly how this service works and where its limits are.
We Are Not a Lender or a Broker
American Cash Relief is not a lender or a broker and does not make credit decisions or fund loans. We connect your request with lenders and lending partners in our network.
Put simply: we do not make credit decisions, we do not fund loans, and we are not your bank, broker, or financial advisor. Our role is to connect your request with lenders and lending partners who may be able to help.
No Guarantee of Approval, Rate, Term, or Amount
Submitting a request does not guarantee approval, or a specific rate, term, or amount. Approval, APR, fees, and funding are determined solely by the lender.
Submitting a request is not an application for credit with any specific lender, and it is never a promise that you will be approved. Because we do not lend money, any rate, fee, repayment term, and final decision come from the lender you choose, and that lender shows you the full terms before you accept anything. If any website promises "guaranteed approval" before reviewing your information, treat that as a warning sign.
How We Are Compensated
American Cash Relief may receive compensation from lenders or lending partners when a reader is matched or funded. This compensation may affect which lenders appear in our network and how requests are routed.
This is how we keep the service free to you. We disclose it plainly because you have a right to know, and it never changes the honesty of our educational content.
Eligibility
To use this service you must be a U.S. resident and at least 18 years old, and you must meet the requirements of the lenders in our network. Service availability and loan products vary by state.
Because lending is regulated at the state level, the products and lenders available to you, and whether a given loan type is offered at all, depend on where you live.
Not Financial, Legal, or Tax Advice
The content and tools on this site are for general educational purposes only and are not financial, legal, or tax advice. Estimates from our calculators are illustrations, not offers.
Our articles and calculators are meant to help you understand your options and ask better questions. For advice about your specific situation, talk to a qualified professional or a nonprofit credit counselor.
Government Non-Affiliation
Americancashrelief.com is a privately operated service and is not affiliated with or endorsed by any federal, state, or local government agency.
Questions
If anything here is unclear, we would rather you ask than guess. Use our contact form to reach us. For the full terms of using the site, see our Terms of Service and Privacy Policy.